A Reliable Insurance Advisor
Praful Morjaria & Darshit MorjariaMDRT Advisors · 30+ Years
Your trusted financial advisors for individuals, families, NRIs and businesses. Personalised LIC and general insurance solutions, delivered at your doorstep in Mumbai.
MDRT qualifiers
Praful Morjaria
Senior Insurance Advisor · LIC of India
With more than 30 years of experience in financial planning and insurance, Praful Morjaria has guided thousands of families in Mumbai towards the right protection and savings plans. His approach is simple — understand the family first, then design the plan.
- Family protection & long-term savings planning
- Retirement, pension and annuity solutions
- Policy servicing, revival, loan and nominee changes
- Complete support to nominees during claim settlement
Darshit Morjaria
Insurance Advisor · NRI Business Expert
A BFM graduate and MBA in Finance, Darshit Morjaria brings a modern, data-driven approach to wealth protection and risk management, with a special focus on NRI clients who need everything handled online, end to end.
- NRI life insurance and investment planning
- Term, ULIP and child education planning
- Health, motor, home and travel insurance
- CAR policy and surety bonds for developers
We Have 30+ Years of Experience. We Always Give the Best Service.
Fast, reliable and honest advice on every LIC and general insurance service.
Awards & Achievements
MDRT qualifiers, Abhikarta Diwas trophies and LIC divisional felicitations.
Our Services
The most popular plans our clients choose — click any plan to read full details.
See every LIC & general insurance plan with full details
All LIC & Insurance Plans
We provide the best suitable plan as per your requirement — tap a plan for its details.
Life Insurance
General Insurance
Zindagi ke saath bhi, Zindagi ke baad bhi
Insurance is not just a policy. It is security, safety, coverage, protection, help and confidence for life's uncertainties. Every person's needs are different — that is why we build plans that truly fit you.
Why Choose Us?
We also help you with
- 1Buying a new insurance policy
- 2Changing nominee details in existing policies
- 3Reviving discontinued insurance policies
- 4Taking a loan against your policy
- 5Processing death claims
Associated with
Life Insurance Corporation of India
Life Insurance — Public Sector
The New India Assurance Company Limited
General Insurance — Public Sector
National Insurance Company Limited
General Insurance — Public Sector
Star Health and Allied Insurance Company Limited
Health Insurance — Private Sector
Quickinsure Services Pvt. Ltd
Insurance Broker / Web Aggregator — Private
Eagle Vision Insurance Brokers Pvt. Ltd
Insurance Broker — Private
Frequently Asked Questions
Insurance is necessary for everyone to secure themselves and their family.
It depends on your age, income and goals. For pure protection a Term plan is best, for savings with cover Jeevan Anand or Jeevan Labh work well, and for lifelong income Jeevan Umang is popular. We study your profile before recommending anything.
Yes. NRIs can buy most LIC plans, and Darshit specialises in NRI cases — documentation, medicals and premium payment from abroad are all handled online with our support.
Most lapsed policies can be revived by paying due premiums with interest, subject to LIC rules. Share your policy number with us and we will check eligibility and complete the process for you.
Yes, policies with a surrender value are eligible for a loan up to a percentage of that value. We help with the paperwork and follow up with the branch until disbursement.
We guide the nominee through every document — claim forms, certificates, bank details — and coordinate with the LIC branch so the claim is settled quickly and without stress.
Query for Services
Have any queries? Get in touch today and we will call you back.
- Praful Morjaria — +91 98671 77740
- Darshit Morjaria — +91 98198 69733
- darshit.insurance@gmail.com
- 68/102, Yogi Castle Building, Opposite A5, Near Jain Derasar, Yogi Nagar, Borivali West, Mumbai – 400092
Useful Links & Certification
Official LIC portals, our mobile app and Instagram — all in one place.
